No I’m not attempting to slur an entire nation.
I was just wondering if you think about your mortgage much. Are you the sort of person always on the look out for the best capped rate offers? Or do you simply choose one when you purchase a house, then forget about it until you move?
In either case you could certainly learn some more, and maybe even save a great deal of money by going to The Thrifty Scot website.
They have a section specifically for mortgages, and the options on display allow for almost any type of query related to home loans. There is an alternative site for this sort of query, where they offer a URL mortgage calculator. The sites appear to be targeted towards the UK market. If you don’t own a house yet, but do require a loan for a car or holiday (for example), the Thrifty Scot site also has sections on loans and other financially related matters (insurance, credit cards etc.).
If you need a loan, and already have a car, you’ll often find more favourable interest rates are available to you, as you own a serious asset to secure your loan on. So if you have a wedding coming up (congratulations to Anthony and Lisa once more :> ), need to consolidate your existing loans or are planning to build a conservatory, check out the following secured loans site. In a similar vein to the others previously mentioned, you enter a few basic details, and they will search around for the best deal available to you. Certainly beats phoning dozens of companies yourself, having to give the same personal details over and over.

I should point out that this particular post is indeed sponsored by ThriftyScot.co.uk - however, given a choice of several sponsored posts that day, this was the company I was most happy to have associated with my blog :>