(UK relevant)
If you’ve ever discovered that the ‘brilliant’ deal on one of your credit cards expired a few months ago, and your bank is now charging you a shocking APR on your purchases, it is time you shopped around for a better deal.
Back in Britain, I would always try to keep on top of which bank or financial institution was offering the best deal, but I’d sometimes get caught out, and not notice for a few months when my current credit card had stopped being quite so attractive.
If I was still back in the UK, I’d definitely look at this site, that lays out the information on current 0% balance transfers deals.
Whilst some people scoff at the idea of using 0% credit cards to constantly keep their bills to a minimum, as long as you are on the ball, and keep good records, it can work out the cheapest way to budget for large items.
The site itself is well laid out, and in addition to providing you with the details of the latest offers from credit card companies, also features recent articles on all matters related to credit cards - security, shopping around, how to recover from a bad credit history and exactly what you should be looking for with a new credit card.
