(UK Relevant)

If you need to remortgage your house, but do not have a perfect credit history, the procedures can take a while, and many institutions will prefer not to lend to you. However Remortgage Guild specialise in bad credit rating remortgages. The process is fairly simple - visit their site, follow the three simple steps, and they will tell you what is possible to achieve, from their records of over 8000 different products!

So if you have declared yourself bankrupt in the past, have County Court Judgements (CCJs) in your name or simply currently have outstanding debts, give them a try - there is no obligation on your part, and no credit check will be recorded. (Too many credit checks registered against your name can further damage your credit history.)